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When you call we will ask you a few basic questions about your income and debt
amounts. Then you will have the option of scheduling an appointment with a
certified counselor to discuss your situation in more detail. Consultations and
appointments are confidential and free of charge, and you are not obligated or
pressured to purchase anything. Information is not shared with your creditors
or any other third party without your expressed written consent.
We realize that many people are reluctant to pick up the phone to seek help.
Rest assured that our counselors are kind and caring.
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